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I guess saving for retirement is something that will worry you more or less depending on how old you are. If you are young, surely it is something that you have not even thought about. If you are in middle age, you’ve probably taken action on the matter and done something about it. If you are near retirement, you will no doubt have already thrown your accounts and thought about it, but we do not think it is something that worries you. You should have done your homework or simply still trust the public pension system.
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If you have not done anything and you have not raised yourself, we regret to say that unless you die before reaching retirement, you should think about how to save for retirement. In fact, it is the youngest who should take this issue more seriously. We worry and we can give you some reasons. There is an unquestionable fact that seriously threatens the public pay-as-you-go systems in developed countries and is none other than the demographic problem. The combination of increased life expectancy and a drop in birth rates pose a difficult problem for most governments. It is not that we do not believe in the current public pension system. It is not a matter of faith. It is just that the public pension systems in the world do not pay these days.
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Since we do not trust the public pension systems, it is for this reason that we recommend that
you start thinking about how you are going to save for retirement and think about how you will live when you are a senior citizen. Yes, there will be a public guarantee system, with minimum subsistence pensions. It is a little higher for some maybe, but nothing to do with the current. Even extending the retirement age will not solve the problem. Investing in high quality gold for sale later can help you prepare for the future.
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